IS AI FOR REAL?  It’s the question on everyone’s mind — from Wall Street to Main Street. The short answer is yes  — but it’s also complicated . Like every great innovation wave before it — electricity, automobiles, the internet — artificial intelligence is transforming how we live and work, just not in a straight line. The early excitement has brought both legitimate breakthroughs and predictable exaggeration. Yet beneath the noise, something profound is taking root: a new la