A CHRISTMAS MIRACLE The New Year is off to a roaring start with the Dow Jones Industrial Average bursting through the 25,000 level for the first time. The surprising exuberance that carried us higher during 2017 seems to be alive and well, and as 2017 drew to a close, most of us were surprised to find that President Trump and Congress had pulled off a Christmas miracle and passed the Tax Reform bill. We are still learning what all the implications for the markets may be, but